:root{--navy:#0B1F3A;--gold:#C6A75E;--cream:#F7F2E8;--ivory:#FFFCF6;--ink:#172033;--muted:#667085;--line:#e6dcc9;--card:#fffaf1}*{box-sizing:border-box}body{margin:0;font-family:Inter,Arial,sans-serif;color:var(--ink);background:var(--ivory);line-height:1.65}h1,h2,h3{font-family:Georgia,'Times New Roman',serif;color:var(--navy);line-height:1.12;margin:0 0 18px}h1{font-size:clamp(42px,7vw,78px);letter-spacing:-.04em}h2{font-size:clamp(30px,4vw,48px)}h3{font-size:24px}p{margin:0 0 18px}.container{width:min(1180px,92%);margin:auto}.site-header{position:sticky;top:0;z-index:10;background:rgba(255,252,246,.94);backdrop-filter:blur(14px);border-bottom:1px solid var(--line)}.header-inner{display:flex;align-items:center;justify-content:space-between;min-height:82px}.brand{text-decoration:none}.brand-name{display:block;color:var(--navy);font-family:Georgia,serif;font-weight:700;font-size:22px;letter-spacing:.02em;text-transform:uppercase}.brand-sub{display:block;color:var(--gold);font-size:11px;letter-spacing:.18em;text-transform:uppercase}.main-nav{display:flex;align-items:center;gap:24px}.main-nav a{color:var(--navy);text-decoration:none;font-weight:600;font-size:14px}.nav-cta,.button{display:inline-flex;align-items:center;justify-content:center;background:var(--navy);color:white!important;border:1px solid var(--navy);padding:13px 20px;border-radius:999px;text-decoration:none;font-weight:700}.button.secondary{background:transparent;color:var(--navy)!important}.button.gold{background:var(--gold);border-color:var(--gold);color:var(--navy)!important}.small{padding:10px 16px;font-size:14px}.nav-toggle{display:none;background:none;border:0;font-size:26px;color:var(--navy)}.hero{padding:92px 0 70px;background:linear-gradient(135deg,var(--ivory),var(--cream));border-bottom:1px solid var(--line)}.hero-grid{display:grid;grid-template-columns:1.2fr .8fr;gap:56px;align-items:center}.eyebrow{color:var(--gold);font-weight:800;letter-spacing:.18em;text-transform:uppercase;font-size:13px;margin-bottom:16px}.lead{font-size:21px;color:#3e4658;max-width:760px}.actions{display:flex;gap:14px;flex-wrap:wrap;margin-top:28px}.panel{background:var(--card);border:1px solid var(--line);border-radius:28px;padding:32px;box-shadow:0 20px 60px rgba(11,31,58,.08)}.diagram-step{padding:18px 20px;border:1px solid var(--line);border-radius:18px;margin-bottom:14px;background:white;color:var(--navy);font-weight:800}.section{padding:78px 0}.section.alt{background:var(--cream);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}.section-head{max-width:820px;margin-bottom:34px}.trust-strip{display:grid;grid-template-columns:repeat(4,1fr);border-top:1px solid var(--line);border-bottom:1px solid var(--line);background:white}.trust-strip div{text-align:center;padding:22px;color:var(--navy);font-weight:800;border-right:1px solid var(--line)}.trust-strip div:last-child{border-right:0}.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.grid.two{grid-template-columns:repeat(2,1fr)}.grid.four{grid-template-columns:repeat(4,1fr)}.card{background:white;border:1px solid var(--line);border-radius:24px;padding:28px;min-height:210px}.card .num{color:var(--gold);font-weight:900;letter-spacing:.12em}.muted{color:var(--muted)}.split{display:grid;grid-template-columns:1fr 1fr;gap:38px;align-items:start}.list{padding-left:18px}.list li{margin-bottom:10px}.cta-band{background:var(--navy);color:white;border-radius:32px;padding:48px;display:flex;justify-content:space-between;gap:24px;align-items:center}.cta-band h2,.cta-band p{color:white}.form{display:grid;grid-template-columns:repeat(2,1fr);gap:16px}.form .full{grid-column:1/-1}label{font-weight:800;color:var(--navy);font-size:14px}input,select,textarea{width:100%;margin-top:6px;padding:14px 16px;border:1px solid var(--line);border-radius:14px;background:white;font:inherit}textarea{min-height:140px}.notice{font-size:13px;color:var(--muted)}.faq-item{border-bottom:1px solid var(--line);padding:22px 0}.faq-q{font-weight:900;color:var(--navy);font-size:20px}.site-footer{background:#08182e;color:white;padding:58px 0 0}.site-footer h3,.site-footer h4{color:white}.site-footer a{display:block;color:#f5e6bd;text-decoration:none;margin:8px 0}.footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1.2fr;gap:30px}.footer-bottom{text-align:center;border-top:1px solid rgba(255,255,255,.12);padding:18px;margin-top:40px;color:#b8c0ce}@media(max-width:850px){.nav-toggle{display:block}.main-nav{display:none;position:absolute;left:0;right:0;top:82px;background:var(--ivory);padding:22px;flex-direction:column;border-bottom:1px solid var(--line)}.main-nav.open{display:flex}.hero-grid,.split,.grid,.grid.two,.grid.four,.footer-grid{grid-template-columns:1fr}.trust-strip{grid-template-columns:1fr 1fr}.cta-band{display:block}.form{grid-template-columns:1fr}}